At Shop Yahso, we offer secure and convenient payment options to ensure a seamless shopping experience. This Payment Policy outlines the accepted payment methods, processing times, and important terms related to transactions on our platform.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit & Debit Cards: Visa, Mastercard, American Express

• Digital Wallets: PayPal, Apple Pay, Google Pay (Coming Soon)

• Bank Transfers: Available for local Jamaican bank accounts

• Cryptocurrency Payments: Bitcoin (BTC) and other supported digital currencies via BTCPay Server (Coming Soon)

• Cash on Delivery (COD): Available for select vendors and locations within Jamaica

2. Payment Processing

• Payments are processed securely through our trusted payment gateway providers.

• Transactions are subject to fraud detection and security verification.

• Orders will only be processed after successful payment confirmation.

• In case of a failed payment, customers will be notified to update their payment details or try another method.

3. Currency & Exchange Rates

• All transactions are processed in Jamaican Dollars (JMD).

• Customers paying with foreign currencies may be subject to exchange rate fluctuations and additional bank fees.

• Cryptocurrency payments are converted based on real-time exchange rates at the time of transaction.

4. Refunds & Cancellations

• Refunds are processed according to our Return Policy.

• If a payment is successfully processed but the order cannot be fulfilled, the amount will be refunded to the original payment method within 5-10 business days.

• Cancellations are allowed only before the order has been shipped.

5. Payment Security

• All payments are encrypted and processed through SSL-secured connections.

• We do not store sensitive payment details (e.g., card numbers, CVV) on our servers.

• Users are encouraged to enable two-factor authentication (2FA) for additional account security.

6. Chargebacks & Disputes

• Customers must contact shop@caribbean.dev before initiating a chargeback or dispute with their bank.

• Unauthorized chargebacks may result in account suspension.

7. Taxes & Additional Fees

• Prices displayed include applicable taxes unless stated otherwise.

• Some payment methods may incur additional processing fees charged by financial institutions.

• Customers are responsible for any duties or customs fees for international transactions in the future.

8. Contact Us

For any payment-related inquiries, please contact our support team at shop@caribbean.dev.

Thank you for shopping with Shop Yahso!